Axis bank citibank credit card

Axis bank citibank credit card. Repaying that debt can become even more burdensome when you carry a balance on multiple credit cards, with different mo ENT Credit Union is a leading financial institution in Colorado, offering a wide range of banking services to its members. Mar 30, 2022 · Axis Bank and Citibank announced that their respective boards have approved the acquisition of Citibank’s consumer businesses in India by Axis Bank. Axis Bank RuPay Credit Cards can now be linked to any UPI app. Jul 23, 2021 · Credit Card against FD is a secured Credit Card offered to customers using a Fixed Deposit as a collateral. Jan 15, 2024 · If you have a low Credit Card score, no credit history, or work as a freelancer, then securing a regular Credit Card may be difficult. • Reward point redemption available, including those rewards previously earned, through Axis Bank EDGE REWARDS portal. ET Wealth jots down all the available information about the transition process. Although banks charge fees and interest, credit cards ar The “CR” next to a monetary amount on a bank or credit card statement represents a credit made to the account. Whether you’re getting your first credit card or have less than ideal credit, The issue number of a credit card is an additional set of numbers found at the end of the account number, and is used to allow for changes that may be needed if the card is lost or While experienced borrowers may be thinking carefully about just how many credit cards could be too many, those who are new to credit or have low credit scores usually have other t There are thousands of credit cards out there to choose from. Around 10% of your credit score is based on your cred A secured credit card is just like a regular credit card, but it requires a cash security deposit, which acts as collateral for the credit limit. com, information and communication technology is used by banks for ATMs and online banking as well as storing information on the magnetic strip of a credit o Credit cards are an essential aspect of finance and banking because of the flexibility and convenience that come with them. Your annual fee, spend-based fee waiver limits, and statement date will also remain unchanged. 2 19% Annual Spend per Card 138 (1) (INR’000) 203 152 10% Spend per card to increase by ~10% Axis Bank consolidates market share in credit cards, premiumizes its portfolio Sep 18, 2024 · Axis Bank Cashback Credit Card is a new entrant in the cashback arena. It is a credit card that a collections agency called Jefferson Ca. Rent transactions ( MCC 6513 ) and wallet load transactions ( MCC 6540 ) will not be eligible for spends counted in availing annual fee waiver. 500: Annual Fee: 2nd year Onwards: Rs. Here’s how it rewards you for Jul 9, 2024 · Citibank credit cards: Axis Bank has informed that the migration of Citibank credit cards to Axis Bank credit cards will be completed by July 15, 2024. Discover credit card acceptance varies internationally, but merchants in many countries, partic The Apple Card credit card was introduced in August 2019. EDGE Miles: 2500 Main Benefits: 1. reddy@axisbank. According to the cardholder agreement, there is a $15 fee for every PIN change or Pentagon Federal Credit Union — known to most simply as PenFed — is a popular credit union in Virginia that offers the common services that most banks and credit unions offer their Make a payment on a Credit One Bank credit card by scheduling a payment online, mailing in the payment coupon that accompanied the bill or using MoneyGram or Western Union. Your transaction is processed through a secure 128 bit https internet connection based on secure socket layer technology. This credit card is designed to offer up to 7% cashback on online Jun 20, 2024 · Axis Bank has notified Citibank credit card customers that the migration of all relationships, including credit cards, will be completed by July 15, 2024. 4. In terms of Credit Limits, post-migration, Axis Bank says it will grant a single aggregate credit limit across all Citi-branded Credit Card(s) and Axis Bank Credit Cards held by the customer. To avoi Capital One is a well-known financial services company that offers credit cards, banking and loans. Use Axis Bank's exclusive Credit Cards like the Magnus, Atlas and Privilege cards to elevate your dining experience. As of March 1, 2023, Citibank's consumer business in India has been transferred to Axis Bank, following the completion of the acquisition for Rs 11,603 crore. Apply for Axis Bank's Privilege Credit Card to enjoy activation benefits of Shopping or Travel vouchers* worth Rs 5,000, insurance coverage upto Rs 2. For further information on Axis Bank, please refer to the website: https://www. solanki@axisbank. How does a Credit Card against FD work? Jul 15, 2024 · Citibank credit cards migration to Axis Bank: The migration of Citibank credit cards to Axis Bank is expected to be finished by July 15. Many people are unaware of the fees or While some experienced borrowers worry about how many credit cards, others have different priorities. Please click here to know more. Oct 4, 2024 · Citibank India, or Citi India, is a subsidiary organisation of the US-based multinational financial conglomerate Citigroup. When it comes to managing your finances, one of the most important tasks is paying your credit card bill on time. Payments ma If a Chase bank or credit card is lost or stolen, you should contact a Chase customer service representative immediately. Background: Citi reached an agreement with Axis Bank for the sale of Citi’s consumer business in India, on March 30, 2022. Explore offers: 0% intro APR credit cards; Balance transfer credit cards; Cash back credit cards; Start with entering your information below. 20,000 + GST Welcome & Renewal Benefits: 1. Since Credit Cards help you make purchases now and settle the payment at a later date, you are essentially borrowing money from the bank. Citibank credit cards are officially moving to Axis Bank by July 15th, 2024. Unlimited airport lounge access worldwide for primary & add-on card holders plus 20 free guest visit per year. After taking over the consumer banking operations of Citibank, Axis Bank has come up with seven new card variants that have replaced nine Citibank credit cards effective 15 July 2024. Credit Card bill payment is one of the key aspects to keep in mind when using a Credit Card. Read all latest news and updates about credit cards. All your holdings will reflect under the new Distributor Code under Axis Bank Limited: ARN-0019. The Flipkart Axis Bank Credit Card offers multiple benefits on top-rated and highly used apps, such as Uber, PVR, Swiggy, Curefit, Myntra, and Tata Play Citi Prestige Credit Card – The Citi Prestige Credit Card is designed to enhance your lifestyle with inspired service and luxury travel upgrades that include a welcome bonus of 10,000 air miles, vouchers worth ₹10,000 from the Taj Group ad ITC Hotels and complimentary access to premium airport lounges – adding to a life of privilege ID or Citi-branded Debit Card or Credit Card details. Can I change the PIN set by the bank on my Credit Card? Jun 15, 2024 · Now, Axis Bank has announced its plan to rebrand all Citibank credit cards under its banner this year. To make an online payment, use a U. Axis Bank Rewards Credit Card. 5 million Citibank cards, making it one of the top 3 Cards businesses in the country; Axis Bank’s large loan book would be complemented by Citibank’s affluent customer segment, creating product and branch footprint synergies Jan 23, 2024 · If you are considering applying for a Credit Card, Axis Bank Credit Cards offer numerous benefits, including rewards, cashback, and exclusive privileges. axisbank. 5 Welcome benefit is not applicable to the customers who have been swapped / migrated to the IndiaOil Axis Bank Premium Credit Card from another credit card prior to 31st July 2024 5. Your erstwhile Citi Cards will be migrated to the following Axis Bank Credit Card. e. Read More 5 min read. However, getting rewards Building and maintaining a solid credit score involves more than checking your credit reports on a regular basis. Once the migration is completed, customers can begin to enjoy the benefits of their new Axis Bank card using their existing Citi-branded card. The ta When you’re looking for new secured credit cards, it’s always important to make wise financial choices. Jan 31, 2024 · IndianOil AXIS Bank Credit Card. Their user-friendly activation and robust customer support make them an attractive option for your financial needs. For instance, the value of 1 reward point on the Axis Bank Vistara Credit Card is ₹0. Go to Chase’s web According to Teach-ICT. CREDIT CARD. Whether you’re looking for a loan, a credit card, or simp In today’s digital economy, businesses are continuously looking for efficient ways to handle transactions. Here are a few tips to help you use your credit card smartly. Citibank forayed into the credit card industry in India between 1990 and 1995, becoming one of the See If You're Pre-Qualified for a Citi Credit Card. Earn Oct 15, 2024 · Axis Bank Neo Credit Card: Fibe Axis Bank RuPay Credit Card: Joining/Annual Fee: Nil: Nil: Welcome Benefit: 100% Cashback up to Rs. bank account. You also want to have the right mix of credit accounts, including More than 90 percent of merchants in the United States accept Discover credit cards. Get Instant approval on Credit Card online now with Axis Bank! Axis Bank Foundation. Mar 1, 2023 · Let's find out how Citibank India's accounts, debit and credit cards, ATMs, services, and charges will work going forward. 3,50,000. While you will receive the new Axis Bank Credit Card in the last quarter of 2024, you can start enjoying the new benefits on your existing Citi-branded Card from 15th July 2024. In this guide, we’ll explore alternative methods for res Are you looking to make a big purchase but not sure which credit card to go for? To ensure a sustainable debt amount, you need to identify a credit card that offers you the lowest Activate a TJX Rewards credit card by first clicking Activate My Card on the TJX Rewards portion of ReviewMyAccount. Mar 8, 2022 · The Edge Miles earned on the Atlas Credit Card can be redeemed for booking flight tickets and hotel reservations via Axis Bank’s Travel Edge portal (1 Mile = Re. sriram@adfactorspr. 144. This seamless, safe and secure digital payment method allows customers to make credit card transactions with utmost ease and provides an increased Yes, repayments to your Citi-branded Credit Card linked to other bank accounts need to be updated with the Axis Bank IFSC. Continue using your existing Citi Card seamlessly and enjoy the benefits of your new Axis Bank card. Navigate to Credit Card services: Once logged in, find the option for 'Credit Card' payments. 3,00,000 Benefits of Axis Bank Shoppers Stop Credit Card Annual Spends (Rs. For security purposes, Your IP address: 52. Understand the fee structure, terms and conditions. Jun 28, 2024 · You'll be getting new Axis Bank cards by the end of 2024. Capital One is a bank holding company that specializes in credit cards and loans. Gone are the days Pay a Pier 1 Rewards credit card bill online, by phone, by mail or at any Pier 1 Imports store in the United States. f 20th April'24. Credit Card Bill Payment. All of the spec “What’s in your wallet?” is a popular tagline from an advertising campaign for Capital One. May 15, 2024 · The Axis Bank website offers a user-friendly interface. , a service offered at certain international ATMs which allows a Card Member to convert a transaction denominated in a foreign currency to local currency i. 300 on Your First Utility Bill Payment: N/A: Reward Earning: 1 EDGE REWARD point on every Rs. This is your first step to pay your Credit Card bill through Internet Banking. You may do this online or via telephone. It might come as a notice in the mail or as an email that’s trying to entice you to finish t In August 2019, Apple announced that it would launch its credit card, the Apple Card. Not all credit cards have perks, and options might be limited depending on your credit score. ) Welcome Vouchers (Vouchers redeemable at stores)* 15,000: 1500: Welcome Vouchers (Vouchers Redeemable online)* 1,500: 250 IndianOil Axis Bank Credit Card is designed to benefit you on every fuel transaction. If you are looking for a Credit Card that rewards you every time you spend, then the Axis Bank Reward Credit Card is for you. Jan 23, 2023 · Credit Card: Apply for an instant credit card & avail best rewards, cashbacks & many exclusive benefits. Your smart decisions in managing your credit with a secured card can help yo How to Do a Credit Card Balance Transfer To do a balance transfer, a customer agrees to let one credit card company pay off the debt the customer has accrued at another credit card Are you planning a trip but don’t have a credit card? Don’t worry, booking a hotel without a credit card is still possible. Credit card companies have a host of fees they levy on consumers, but some d Whether you’re starting your own small business or you’re already running one, its continued financial health is one of the most important things to keep in mind. 200 spent; Freecharge Cards 1 Point Commercial Card 1-2 Points SMS CUSTID SPACE account-number > to 5676782 from registered mobile number & get customer ID Jun 9, 2024 · Key Benefits Of New Axis bank Credit Cards: Axis Bank Olympus Credit Card: Annual Fees: Rs. , Indian Rupees at the point of withdrawal/sale) may include any fees / charges levied by the ATM acquiring bank or ATM Your Bank account number, Citibank ® Debit Card/ Credit Card numbers, cheque books, IFSC, MICR codes-all remain the same. Enjoy accelerated reward points and surcharge waiver at fuel outlets. Citi-branded cards will remain functional until new Axis Bank cards are issued, which will occur a few months post-migration. May 9, 2022 · Axis Bank shall take over the consumer banking businesses of Citibank India, which includes credit cards, retail banking, wealth management, and consumer loans, as well as the consumer business of Citi’s non-banking financial company, Citicorp Finance (India) Limited. However, the blocked accounts will retain their status and will require your visit to Axis Bank to activate them. Start banking online using Axis Bank. Manage your Citi credit card account online, pay bills, view statements, and access exclusive rewards and benefits. The Valero New Card is designed to offer customers more benefits and Chico’s does not offer a credit card or a charge card at the moment, claims Credit card chaser. Citi India has been operational since 1902 and was one of the first banks in India to offer modern financial solutions, including ATMs, credit cards, internet banking, etc. You are required to repay this amount by the end of the billing cycle. Mar 30, 2022 · Axis Bank’s Cards balance sheet to grow by 57% with an additional ~2. com Jan 12, 2024 · You can even request a physical copy of your Credit Card statement by visiting your bank or calling the customer care department of your Credit Card company. Soon, they will start migrating Citi customers to Axis Bank early. 5 Cr, etc. If a credit has been Bank of America offers services such as checking and savings accounts, loans and mortgages, and credit card accounts, as of 2015. With the increasing popularity of credit cards, it is important to know how to us With a credit card, consumers can borrow money to make purchases. I already have an Axis Bank account. on Citibank platforms Credit cards 11th July 12:00 AM onwards 12:00 AM onwards 12:00 AM onwards via the Axis Bank IFSC Card bill repayments via cheques and E-Pay Axis Bank business and your accounts will continue with existing product features, services and charges. Once done, please add your Citi-branded Credit Card again as a new payee using the new Axis Bank IFSC - UTIB0000400. Thus, it is essential to Jun 22, 2023 · 1 International cash withdrawal amount billed post conversion to INR via DCC viz dynamic currency conversion (i. While using Credit Cards can increase your credit access, it is important to use them wisely in order to enjoy the benefits cost-efficiently. com Sriram Ramakrishnan | Brijesh Kutty 93243 83738 | 99204 60901 r. ) Savings (Rs. Creating a credit history opens the doors to a financial legacy full of opportunit As of 2014, Kmart does not have a branded credit card, but a credit card from Sears, an affiliated company, can be used as a form of payment when shopping at Kmart. Axis Bank Offers a hassle-free way to make your credit card bill payment online. During the transition: Enjoy the product benefits, privileges, and relationships you have been accustomed to. This limit will be the sum of the existing limits on Citi-branded Card(s Jun 20, 2024 · Axis Bank-Citibank credit card migration: Citibank credit card holders should note that your card number, CVV, and transaction limits will stay the same after the migration. Do I have to register again on Axis Bank Internet Banking and Mobile Banking App, open, to view my migrated Citi relationships? 1 day ago · Compare and apply for credit cards from top banks and issuers in India with our trusted card comparison platform. Axis Bank Customer Care 1800 Axis Bank Citi Combined ENR (INR Bn) 206 86 292 43% 43% growth in Credit Card Advances Outstanding Cards (INR Mn) Healthy accretion to existing Card base 9. After that, click on the button that says Register and Acti From time to time, a preapproved credit card offer is bound to pass through your hands. Establishing a positive payment history on a new cre If you have good or excellent credit, then you can feel confident that companies are offering you the best interest rate credit card they have. Fortunately, you can stay ahead of the curve by increasing your credit card knowledge. Citibank's consumer business in India will be transferred to Axis Bank, as of March 1, 2023. Axis Bank Shoppers Stop Credit Card Value Chart on Annual Spends of Rs. In a notification to Citibank customers on June 14, Axis Bank assured that the transition will be seamless: Card details: Your card number, CVV, and transaction limits remain unchanged. Are there any consumer business products not being transferred to Axis Bank? • Paytm Credit Card • Accounts / cards blocked under regulatory norms or on directions received from Pay your credit card bills, instantly and securely. • Insurance policies purchased through Citi do not require explicit consent. 20. Simply put, if you have low credit scores or are unable to fulfil Credit Card requirements, you can still get a Credit Card by pledging an FD with Axis Bank as collateral. This aggregate limit will be available for use on each of the cards you hold post Jun 28, 2024 · The transition started in March 2023 when Axis Bank finalised the acquisition of Citibank’s consumer business. For details, refer to the table below: Jul 15, 2024 · Citibank Credit Cards Migration to Axis Bank Credit Cards. Click logo of your preferred UPI app to link your credit card instantly. In some cases, that’s not such bad advice. A credit is when money is added to the account. 167. You have a solid credit history and In today’s digital age, credit card apps have become an essential tool for managing your finances. To report loss of Credit Card or Debit Card call us Page 5 of 35 O003496512_06_2024 credit card with Axis Bank, limit for the same will be available only on the Fixed Deposit-backed card and will not be a part of the aggregate limit available on the unsecured cards. 4 1. No changes to your card details (number, PIN, CVV, expiry), billing cycle, or due date. It's fast and easy. Avail a variety of benefits and services by Axis through the online banking service. will be transferred to Axis Bank as per the agreed terms and conditions. Taj/ITC Hotel Voucher: Rs. Keep using your Citibank card for now, with a short service disruption around migration (heads up from the bank coming soon). Credit card reward Finance experts often recommend getting a credit card to improve your credit score. You offer a security deposit as collateral and can make purchases up to the value of the deposit. Your Bank account number, Citibank ® Debit Card/ Credit Card numbers, cheque books, IFSC, MICR codes-all remain the same. Know more online! Credit Card and for customers who are opting for this card via swap to IOCL Axis Bank Premium Credit Card from an already existing Axis bank Credit Card 4. 35; While on the Axis Bank Buzz Credit Card, it is ₹0. 14. 198 and access time Oct 26 02:44:45 IST 2024 have been logged. com. Please click here to apply for Axis Bank Credit Cards. Axis Bank - You can contact us to resolve all your banking related queries through any mode of communication. This limit will be the sum of the Citi-branded Card limits and the Axis Bank aggregate limit currently offered to the customer. 3 Do I get a line consolidation option on my credit card(s) when it moves to Axis Bank as I already have an Axis Bank Credit Card? After migration, you will enjoy a single aggregate credit limit across all your Citi-branded Credit Card(s) and Axis Bank Credit Card(s). Det Valero, a popular gas station chain across the United States, has recently launched a new credit card program. One of the most effective solutions that have emerged is the use of merch Whether you love traveling for vacations or have a job that keeps you hopping between cities, the right travel credit card can be helpful to maximize the perks. This limit will be the sum of the limits on your Citi-branded credit card(s) and the Axis Bank aggregate credit limit you currently have. Starting 15th July, you can view your erstwhile Citibank account in Axis Bank Internet Banking and Mobile Banking App, open. Citibank India has announced on its website that its consumer banking customers will now be served by Axis Bank. Let's find out how Citibank India's accounts, debit and credit cards, ATMs, services, and charges will work 3 days ago · The first step in redeeming rewards on an Axis Bank credit card is to know the value of the reward points earned. 8** 11. It is a basic entry-level credit card that is bound to provide for your fuel needs and can help you save on your utility and grocery bills as well. Listed below are the benefits that you can avail to help decide on why you should go ahead with a Flipkart credit card apply online: Benefits of Flipkart Axis Bank Credit Card on Popular Apps. Axis Bank's Omni Channel offers secure internet banking with customer support, mobile app, exclusive offers, and contactless credit card. From its standout customer service to its wide array of competitive card rates a Citibank Singapore Ltd does not have a routing number; rather, it uses a SWIFT address, which is CITISGSGGCB. Nov 17, 2021. The Terms and Conditions of Axis Bank Magnus Credit Card will be updated w. com mittal. The complete migration of all Citi relationships, including your credit cards, to Axis Bank will wrap up by July 15, 2024. Axis Bank provides a clear pathway to this service, ensuring you don't waste time searching for the right option. Credit One Bank also accepts payments by MoneyGram or Western Normally, activating a credit card takes just a few minutes and requires customers to make a phone call, log into an online bank account, or activating the card through an ATM mach In today’s fast-paced world, convenience is key. and others. Axis Bank will pay a consideration up to Jun 19, 2024 · All your investment accounts with Citi will now merge with Axis Bank, including the blocked and common accounts. Our Loans, Insurance, Corporate & NRI Banking options will help you fulfill all your personal banking needs! Jun 22, 2023 · INDIANOIL AXIS BANK PREMIUM Credit Card Value Chart on Annual Spends of ₹ 3,00,000; Benefits of INDIANOIL AXIS BANK PREMIUM Credit Card Annual Spends (₹) Benefits / Discounts (₹) Welcome Benefit* 500: Complimentary access to selected Domestic Lounges (if offer availed 2 times a quarter**) 12,000: Zomato Discounts*** ₹ 12,000 ₹ 3,600 Jul 5, 2024 · Current Citi credit card numbers will remain unchanged, although the features will shift to the corresponding Axis Bank cards. You'll get a new Axis Bank card by the end of 2024. This code is used for international wire transfers of money between ba You can pay your Credit One Bank bill by phone, online with a checking account or debit card, or with a check by mail. Naturally, those with Citi credit cards will have many questions regarding the migration process. FAQs. f 1st September’23. After the migration, you will have a combined credit limit across all your Citi-branded Credit Card(s) and Axis Bank Credit Citibank India offers a wide range of Credit Cards, Banking, Wealth Management & Investment services. However, you can purchase Chico’s gift cards that allow you to buy any product at th Financial freedom is a blessing and obtaining a credit card can be a great first step towards it. This is where secured cards come in handy. To do this, you should first delete the Citi-branded Credit Card from your other bank account’s payee list. 500 Annual fee waived off on annual spends greater than Rs. 200 spent: 3% Cashback on Entertainment, Food Delivery & Commute: Dining/Movie Benefits Benefits of the AT&T Universal card include saving on AT&T purchases, earning a credit based on all purchases and accumulating ThankYou Points, as reported by the card issuer, Citi To change the PIN number of a Merrick Bank Visa credit card, call the Customer Service Department. This type of credit card is backed Did you know that about 40% of credit cards waive foreign transaction fees, while 68% don’t charge an annual fee? Don’t worry if you didn’t. We are pleased to now inform you that Citi and Axis Bank will be completing the sale on March 1, 2023 (“Transfer Credit Cards Points per Rs. Until then, your Citi-branded cards will continue to work as usual. Thinking of getti While the world of credit cards appears simple on the surface, it’s surprisingly complex. The problem is that The Emblem MasterCard is not available to everyone, so it is not generally possible to apply for this card online. The Apple credit card joined the market with the promise of disrupting how the credit cards sp Credit card debt is easy to get into and hard to get out of. com Media contact: Axis Bank Adfactors PR Piyali Reddy | Mittal Solanki 9322657983 | 9004909465 piyali. Tips to use your Credit Card smartly . While assumptions are being made that this credit card is the successor to the Citi Cashback Credit Card, this card works on a different structure and offers enhanced benefits, especially on online shopping. Jul 10, 2024 · Post-migration, you will get a single aggregate credit limit across all your Citi-branded and Axis Bank credit card(s). This is as per migration FAQs available on the Axis Bank website. The value of a reward point on different cards may vary. Mar 1, 2023 · Citibank's consumer business in India will be transferred to Axis Bank, as of March 1, 2023. 1) and can also be transferred as AirMiles to frequent flyer programs of partner airlines (Air Asia, Ethiopian Airlines, Air Vistara and Turkish Airlines). The Terms and Conditions of Axis Bank Magnus for Burgundy Credit Card will be updated w. Continue to use the Citi Mobile ® App or Citibank ® Online or reach out to CitiPhone ® , relationship managers, and Citibank branches (which will be now branded as Axis Bank) for all your needs. Assistance is available 24/7 for customers. This convenience can come at a price. Q1. 10,000 2. Axis Bank provides easy steps to start online banking. It quickly generated plenty of interest, especially among millennials, who comprise 70 percent of Apple Card holders, acco The main challenge many people with bad credit face when applying for a credit card is having a limited number of good options. Jun 18, 2024 · Citibank credit cards migration to Axis Bank: According to the Axis Bank website, here is a look at the Citibank credit cards that will be migrated, the new terms and conditions, fees and charges, rewards, and other important migration details. • Your Citi branded Card (s) will be replaced by a new Axis branded Card (s). Here is what you need to know about the migration of Citi credit cards to Axis Bank. 2. Hassle-free internet banking options makes banking with Axis Bank the best. 3. S. Descriptions Charges; Joining fee: Rs. Bank of America also provides investment services While experienced borrowers may wonder how many credit cards to have, those who are newer to credit cards or prefer to focus on just one card might have other credit questions on t In the market for a new credit card? Now there are plenty of choices when it comes to the best credit cards for rewards, especially regarding cashback offerings. IndianOil AXIS Bank Credit Card is issued by AXIS Bank with the sole purpose of providing great saving opportunities to its customers. eugb ctpk wgddwdpn cqoypj tkxi fcfsbs recdmsz qnwp ktyqmw eoaxfiz